If something feels off with your plan, you’re probably right.

Most employers don’t actively look to replace their 401(k) advisor. But over time, questions start to come up:

Are we getting enough support?
Are our fees still competitive?
Are employees actually benefiting from the plan?
Are we confident in our fiduciary process?

If you’re asking these questions, it’s worth taking a closer look.

Signs It May Be Time to Reevaluate Your Plan

You don’t need something to be “wrong” to justify a review, but it may be time to take a closer look. Consider if your advisor meets infrequently or only reviews investments, or fees haven’t been benchmarked recently. Has employee participation or engagement not improved? Are you unsure how fiduciary responsibilities are being handled, or that there’s no clear process for ongoing plan improvement?

This Isn’t About Replacing an Advisor

It’s about understanding whether your plan is working as well as it could. Many employers are surprised to learn that:

- Reviewing a plan does not require making a change
- Improving a plan does not have to be disruptive
- Small adjustments can lead to meaningful improvements over time

A More Thoughtful Approach to 401(k) Advice

We focus on helping plans improve over time—not just maintaining them. That includes:

- Strengthening fiduciary processes and documentation
- Benchmarking fees and service providers
- Supporting employees with education and guidance
- Identifying opportunities to improve plan outcomes

Because a strong retirement plan should evolve—not stay the same.

Start with a Simple Review

If you’re wondering whether your plan could be improved, the first step is simply gaining clarity.

No pressure. No obligation. Just a better understanding of where you stand and what’s possible.

Request a Plan Review

What Consistent Improvement Can Lead To

In one case, a plan we worked with started with less than $1 million in assets.

Through improved participation, better engagement, and more intentional plan design, it grew to nearly $50 million over time.

Growth like that doesn’t happen by chance—it comes from consistent improvement.