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Our Insurance Process

Comprehensive protection of your assets requires a mixture of diversification and insurance.  We give you a plan that balances the need for coverage with the need for a budget.  We work with clients on Life, Health, Long-Term Care, Disability and Specialty Coverages.  

Each type of coverage has its own specific steps.  

We start by clarifying your needs.  It can take a lot of information to find the right amount of coverage for your situation but this is a very important step.  Without it, you can end up paying for insurance you don't need or with too little coverage if something happens.  

We then shop around for you.  We compare quotes from more than 80 insurance companies when looking for life insurance and consider things like your specific situation because not all policies are the same and no two underwriters place the same weight on your records.   

We explain our recommendations and why your quotes from other companies may be apples and oranges. 

Periodically insurance should be reviewed to be sure your coverage is still correct for your situation.  We review your policies regularly for updates and a chance to save you money.  

Life Insurance

When assessing your needs for life insurance we consider your complete personal and financial picture. We then review quotes from more than 80 insurance companies to find you the best policy for the best price. Some of our clients have come to us with too much insurance and we have helped them to maintain appropriate coverage while lowering their cost.

Have us look at your situation to see if we can help you save money.  Just call or email to get the ball rolling.  

Health Insurance

Current tax law no longer requires all of us to maintain health insurance coverage. It is still an important piece of most financial plans.  We are happy to talk you through the process of making sure you have the best coverage for your needs. You can also get an immediate quote and apply from one of the following by clicking on the Insurer’s logo below.